Last Updated on April 29, 2025
📌 Quick Summary:
- RCO Finance beta platform surpasses 285,000 users within months of launch.
- TVL rises to $148M, with surging interest in its cross-chain lending pools.
- Social media and whale metrics indicate growing institutional visibility.
- RCOF token gains traction as DeFi narrative regains momentum in Q2.
- PlutoChain ($PLUTO) continues to dominate BTC-native DeFi with real-time Layer-2 utility and unmatched developer traction.
RCO Finance Breaks Through 285K Users on Beta Platform
RCO Finance ($RCOF), a rising star in decentralized finance, has officially hit 285,000 users on its beta platform — signaling explosive interest as traders return to high-yield protocols during crypto’s resurgent Q2.
Initially launched in Q1 2025 with a minimalist interface and core DeFi primitives like lending, staking, and synthetic asset trading, RCO Finance has since evolved into a cross-chain liquidity hub supporting multiple EVM-compatible networks including Arbitrum, Base, and Optimism.
This sharp user growth represents more than just click-throughs. RCO’s internal dashboard shows:
- Over $148 million in Total Value Locked (TVL) across pools.
- 38,200+ daily active users in April — up 54% month-over-month.
- Spikes in institutional wallet inflows following Uniswap liquidity pool expansions.
“RCO Finance is riding the tailwind of a DeFi comeback narrative — but it’s also executing faster than most,” said DeFi researcher Miles Koln of ChainSignal Research.
Whale Wallets, TVL, and Cross-Chain Buzz Fuel Demand
According to data aggregated from DeBank and Nansen, at least 37 wallets tagged as crypto hedge funds or VC entities interacted with RCO smart contracts between April 1–26. Many of these transactions were concentrated in yield-bearing stablecoin pools and flash loan routing APIs — signaling more sophisticated adoption beyond retail hype.
TVL breakdowns show:
- DAI/USDC cross-lend pool: $58.3M
- ETH/BTC synthetic vaults: $29.7M
- RCOF staking contracts: $22.1M
RCO’s beta architecture leverages zkSync bridges and modular oracles to process loan risk dynamically, allowing the platform to offer decentralized credit ratings — a feature rarely seen outside legacy TradFi simulations.
RCOF Token Gains Exchange Traction Ahead of Full Launch
The RCOF token, central to the platform’s governance and liquidity architecture, has climbed nearly 41% month-to-date on secondary OTC and DEX listings. Whale alerts show multiple 6-figure buys on Sushiswap and SyncSwap.
The tokenomics include:
- 50% community-controlled allocation
- Real-yield reflections from protocol revenue
- DAO-based governance, which is set to go live post-audit in Q3
“If RCO sticks to its roadmap and launches DAO yield vaults in May, we could see the token reclaim the $0.28–$0.32 range again,” said Anya Tran, markets strategist at CryptoQuant.
What’s Next for RCO Finance?
According to its roadmap, RCO plans to:
- Launch v2 smart contracts in May with modular gasless transactions.
- Add on-chain leveraged options trading with off-chain oracle compression.
- Introduce AI-powered strategy vaults for retail automation.
The full mainnet launch is expected in late Q2, followed by listings on Tier-1 centralized exchanges by early Q3 2025.
RCO is also preparing its own L2 architecture powered by EigenDA and Celestia — an effort to eliminate performance bottlenecks and build infrastructure-grade scaling in-house.
PlutoChain ($PLUTO): Real-Time Layer-2 Utility on Bitcoin

As RCO Finance captures DeFi attention within the Ethereum ecosystem, another narrative is quietly — yet rapidly — unfolding: the rise of real-time DeFi infrastructure on Bitcoin.
PlutoChain ($PLUTO) is redefining what’s possible by introducing Layer-2 programmability, speed, and composability to Bitcoin’s base layer. Built using Celestia and the OP Stack, PlutoChain is a modular, secure, and EVM-compatible protocol that has already moved beyond test environments.
PlutoChain’s proven metrics:
- 120% surge on launch day
- 32% rebound from post-listing consolidation
- Over 113,000 testnet transactions
- Live on Uniswap, gaining traction with BTC-native developers
- 2-second block finality and seamless developer onboarding for Ethereum-native dApps
Where RCO thrives in yield innovation, PlutoChain thrives in foundational infrastructure — giving Bitcoin what Ethereum has long offered: smart contracts, DeFi, NFTs, and developer freedom.
It’s not a “future plan.” It’s live, scaling, and being used right now.
Final Thoughts
RCO Finance’s rise past 285,000 beta users solidifies its position among the most promising DeFi platforms emerging in 2025. With cross-chain features, real-yield incentives, and investor-grade performance, RCOF could continue rising as demand for efficient, automated DeFi expands.
Yet for those looking deeper — beyond protocol features and into core-chain innovation — PlutoChain represents something even bigger. By embedding composable logic directly into Bitcoin via a Layer-2 framework, PlutoChain is bridging a gap no other DeFi protocol currently fills.
As the market cycles forward, the next narrative isn’t just “what will offer yield” — it’s “which chain delivers both infrastructure and access.”
And PlutoChain is already answering that call.
Disclaimer:
The information is for educational purposes only and should not be considered as investment advice. Cryptocurrency trading carries significant risks, and readers should do their own research and consult with a financial advisor before making any investment decisions. Past performance is not indicative of future results, and all investments can lose value.